Citigold reddit. I haven't heard of anyone trying this, though, and the banker at my local Citi branch insisted that it must be joint. CitiGold charges a custody fee whereas HSBC offers free custody fee. Aug 29, 2021 · I am interested in opening a citigold account to get the subscription rebate benefits $200 per year. Citigold offers it as a rebate when you use a Citigold debit card (YMMV as I was invited to this rebate program). 19M subscribers in the personalfinance community. Welcome to r/Syracuse, your community hub for all things Central New York. Please remember: Reddit IS NOT a replacement or substitute for a qualified solicitor, and any advice given here which relates to the law is purely academic in nature and should not be relied upon. Enjoy complimentary admissions and discounted tickets to a curated group of museums and performing arts organizations with Citigold Culture Pass. S. Welcome to Citigold, my name is Ignatius. Citi issues 1099 if the redeemed Bank points are over $600. Having $1 million with them gets you the card for $200 less a year. Share news, photos, and experiences that showcase the best of Syracuse and its surroundings. If you sign up for the program (took 2-3 minutes), you can select a bunch of subscription services (includes Amazon Prime, Spotify, Hulu, Costco, Global Entry, etc. r/Bogleheads. The banker recommended me for Citigold, and it worked pretty well. They do what we need in a bank, which is admittedly not much. Currently, it’s 50,000 Most people fund their Citigold account past the $3000 to get extra miles since you get 1 mile per $1 spent. This gives me $200/year in rebates for Costco, Amazon, and others. The fine print says that you need to have $200,000 in a linked account to qualify for this account or you will be downgraded to another account and charged a monthly fee. Sayang haha. The rebate came pretty quickly. Pay for the subscription with your Citigold debit card and the cost will be rebated. Citibank has great coverage in Asia, so maybe check out Citigold ($200K minimum)? If you live and travel where Chase has branches, Chase Private Client (+$250K) has nice perks like a free safe deposit box, no fee counter checks, Chase Private Client Arts & Culture program, etc. That said, I haven't closed my accounts due to the 5 percent cashback piece, citigold benefits, and bonuses working (after some escalations). 5% over 12 months. Citigold + Citi savings with $27k funding for each. I just opened the savings so am gonna wait a few weeks for the dust to clear, but after that will likely close. CitiGold reimbursing subscription fees, up to $200/year. 4. Citi gold is garbage as well as citi priority but at least you have a l other checking account when needed. Citibank - Citigold® - complimentary financial planning, preferred banking benefits, world-class investment capabilities, travel & lifestyle benefits. I brought over $200k from Vanguard to Citi (same fund, brought in kind) to qualify for Citigold. Got an invitation email (subject Welcome to the Citigold Subscription Rebate Program) a couple days ago, and was able to see the rebate dashboard and select rebate programs. and International, Federal, State, or local. So the question: Has anyone done the analysis as to which banks have the best offerings or what key factors I should consider to decide which one is best for me? So now I’ve got like the minimum sum in CitiGold, in order to not be hit with minimum balance penalty. Initially, it was 40,000 points for the Thank You option and 30,000 for the AAdvantage option, then it was 50,000 for both AAdvantage and ThankYou. As an official Fidelity customer care channel, our community is the best way to get help on Reddit with your questions about investing with Fidelity – directly from Fidelity Associates. 33x Prestige bonus or the 1. I didn't want a near 95% utilization to post to my credit report and wouldn't have had enough time to write myself a check, deposit into my credit union account and pay my AA plat before the statement closed. His work has since inspired others to get the most out of their long-term investments. 5% over 12 months doesn't sound too bad to me at the moment while I decide what to do with the money. Oct 7, 2023 · I opened my Citi checking account and qualified for the CitiGold tier in November, 2023. Get the Schwab platinum. The current Citigold banking package requires 50k total in deposits or equivalents, but they are changing it to 200k later this year, with Citi Priority being Citibank - Citigold® - complimentary financial planning, preferred banking benefits, world-class investment capabilities, travel & lifestyle benefits. Aug 6, 2021 · CitiGold reimbursing subscription fees, up to $200/year. This sub-reddit is an english language friendly discussion forum focusing on life for living in Bangkok, as well as any other Bangkok related content. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning… Although I admit the Citigold thing is a compelling value proposition to those that qualify for those subscription rebates and/or want a premium travel card for significantly less than Amex Platinum. The $1500 bonus is nice too. Schwab has superior customer service. Now just need the rebates to actually show up. Their rebate program also gives me Costco and Amazon Prime for free. I had trouble spending it all. edit: lol Reply reply Citigold gets you a discount on the annual fee on a Citi Prestige card down to $350/year from $495. First of all I take this opportunity to welcome you to Citibank Family. com Main Menu A place to discuss the in and outs of banking. Oct 13, 2015 · Original Post: Citigold Checking Bonuses are Back – 50,000 AAdvantage Points and 40,000 ThankYou Points. Skip to Content I am from a country where I dont feel good about keeping my savings and had been looking for options. Direct Link to offer. Edit: I'm going to assume mine was shut down for paying my balance with my Citigold account. Has anyone had success transferring the points earned from this offer to a Citi airline transfer partner like Singapore or Air France? Received a targeted offer in the mail from Citi that offers: . Upon reviewing your account ending in 57, our record indicates that it was opened recently. Through SM, i confirmed the conditions of the bonus (right after signing up) confirmed that the conditoins were met (early august) followed up in september, followed up again in october stating that i expected the points would be posted before the end of the month. This is pretty much what I consider Economy Plus personal banking. Renewals work too. According to DoC newsletter no early account termination fees, and can be done via online chat. On the other hand, Bank of America will not charge you ATM fees and will rebate you if non-BOA ATM charges you anything. It's actually an even better card than Amex Platinum these days for that lounge access as many restaurants at airports will be included to. I am a Citigold customer since 2019 and I don't see any reason why not upgrade an account to Citigold. I also did 2 Citi aa cards for 100k aa miles. ). The benefit works on both monthly fees and annual fees. From there you can sign up for Priority Pass and get access to many lounges. Go to Bogleheads. My understanding is that you can't transfer Citigold points out to partners but you can use them to book travel through the Citi portal and benefit from the 1. I would be glad to assist you with the relevant information. 6x AA bonus. EDIT: For anyone wondering, I called CitiGold customer service just now, the rep told me the New Accounts Dept is open M-F and their number is 1-800-745-1534 - Option 1. My friend who is a rel. Received the 40k points at the end of the June statement on 07/02, and downgraded Citigold to basic checking the day after, was able to get last $30 citigold fee waived. Anyone here with positive experiences with Citigold? Citigold Private Client - an elevated financial relationship that provides advance wealth planning, premier investing, banking, global travel and lifestyle benefits. It's free and allows you to open accounts in different currencies, so when you transfer money from other accounts you have abroad, you can choose the best exchange rate between the two banks. I heard about CitiGold International Personal Bank Account Singapore. You'll get some discounts on loans, concierge help desk, bankers that are more educated, discounts on management fees, a bunch of low value free stuff (Free Posted by u/wildcatengineer - 4 votes and 14 comments Saw a bunch of posts in there about Citigold credit cards, but I'm looking for information about the Citigold to Citi Priority banking package conversions that Citigroup is undertaking. 5k welcome bonus depending on the offer. The checking account opening was a pain. Does someone have experience and would like to share the pros and cons ? Two specific question. HSBC Premier ($75k+ in their accounts) gives you free TSA precheck with their HSBC Premier World Credit Card (no annual fee). 5% mortgage rate discount for 1M, . Chase Private Client / Citigold / Etc - This is for $250k-$3M in liquid assets, or what is often called mass affluent. I'll be calling them up Monday morning. Please review subreddit rules before posting. I funded the main Citigold checking account with my Citi AA Plat and then funded a savings account with a Barclay Arrival+. Community, regional investment, commercial or consumer, come on in. Help? Two months ago I opened a CitiGold account with the required 50k deposit. You need to select the subscriptions you want and register before using Assuming you want to transfer the full 1. Citigold Banking Benefits – Citibank – Citigold. Citi Gold - 200k+ - Citi Gold Culture Pass (seems heavily NYC focused), $200/400 subscription fee waiver on Costco, prime, etc (new benefit from 2021?), waived fees (same as base Schwab), . Citigold Private Client – Homepage – Citi Citigold checking account offers $1500 in two months u/4242368789 explains that the $1500 with a 200k deposit comes to 4. Citigold checking account offers $1500 in two months u/4242368789 explains that the $1500 with a 200k deposit comes to 4. The (un)official home of #teampixel and the #madebygoogle lineup on Reddit. I would plan on transferring funds from another institution. Platinum Honors tier clients using a Bank of America debit or ATM card will not be charged the non-Bank of America ATM fee and will receive a refund of the ATM operator or network fee for withdrawals, balance inquiries and balance transfers ( unlimited for Platinum Honors I am considering applying for a Citigold checking account to get the 40,000 TYP offer and $100 Citi Prestige fee reduction outlined here. 625% for 2M, 500-1. I don't have the 200k yet so I am not exactly sitting on it for the moment. Jan 30, 2022 · Citigold is only available to those who have $200,000 on deposit or investments with Citi. points were posted to the premier thank you account and NOT the citigold thank One of the benefits of CitiGold is that you get foreign ATM fees waived. Reddit's home for tax geeks and taxpayers! News, discussion, policy, and law relating to any tax - U. I opened a Citigold account before I left the US (originally I wanted to open the Citi Global Executive Preferred Account, but in ordinary Citi branch it is not available. You can also open a free savings account under your Citigold and fund another card too. Join our community, read the PF Wiki, and get on top of your finances! Citigold clients enjoy exclusive travel benefits, concierge service, access to lounges and client centers worldwide, currency exchange, emergency cash and more. However, I have read elsewhere online that it is only for certain areas like New York City that are eligible for this benefit which would exclude me. You’ll need to reach the required $200,000+ Combined Average Monthly Balance in Eligible Deposits and Investments within three (3) calendar months to keep your Citigold . This adds up to 108k arrival+ points and 150k typs with a total cash value of $2600. I had $200 worth of subscription rebates in calendar year 2023. Jack founded Vanguard and pioneered indexed mutual funds. Join our community, read the PF Wiki, and get on top of your finances! Citi Gold closed my account without telling me and my $50k balance was "sent via cashiers check" but is MIA. How easy is it to transfer funds out of that account if required ? I'm generally a very patient guy - but they really do anger me often. If you use them on AA airfare, Citi will most likely report $640 of interest income. Not sure what the $ threshold is for a Citigold account but that's what we have - we get reimbursement for out of network ATMs, $200 or $300 in subscription rebates (spotify, costco, etc. Jun 24, 2019 · Posts: 6,737. Both takes any stock that their brokerage offers into AUM consideration. The IRS is experiencing significant and extended delays in processing - everything. A few lounges available around the world for Citi Gold members. Our goal is to help Redditors get answers to questions about Fidelity products and services, money movement, transfers, trading and more. The Citigold Account Package opens the door to our highest level of benefits, preferential rates, ATM fee reimbursements, and more. Yay or Nay? Before coronavirus, Iphone 11/pro/max ang rewards nila e. Thank you for your message requesting to upgrade your ATM card to Debit card. Promo is until Aug 31. citi. ), free wire transfers. For example Citi Gold gets you concierge services and "dedicated team"(whatever that means). If you are looking for a large Thai only speaking community we recommend /r/thaithai Hope you enjoy the sub. Bogleheads are passive investors who follow Jack Bogle's simple but powerful message to diversify with low-cost index funds and let compounding grow wealth. 25 cents. Just pull out money in country you go to and it's automatically in the new currency! I'm in Thailand right now and used my CitiGold for that here and in Hong Kong last week, no problems at all and no additional ATM fees. So, in general - take that as a datapoint - YMMV depending on which part of their systems you deal with. How can I avoid getting 1099? I need to downgrade Citigold to basic so they don’t keep charging me monthly fees? My understanding is once you transfer CitiGold points, they will expire in 60 days. Curious as to what benefits other HENRY are finding with various banks by parking some funds with them. Originally Posted by ithinkurdumb. Chase also seems to have something like private Client that you can open with just $150K. Say you are opening Hk account using this ‘passporting’, you can talk to local RM about local product with local pricing - can be competitive vs sg pricing depending on products. I recently opened and then shortly after closed the citigold checking account because of this promotion. 5m and you'll receive 45k cash credit reward. Prestige, premier and Citigold bonuses. Dec 3, 2015 · If I transfer Citigold points to Premier, they can be worth 1. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. I end up getting a $60 Costco membership in 2023. I added an additional $1000 for that but it's probably worth more. My brother has Citigold, and according to the marketplace addendum, he can "link" me into his household so that I also have Citigold. Either bank enables you to do free ATM withdrawal at major cities around the world (US, HK, etc). ) It imposed no limit on the online outgoing wire transfer, which is critical for running business overseas Use this subreddit to get advice on renting or buying accommodation in the UK, or to have civil discussions about it. I don’t foresee myself using CitiGold services (after looking at the investment offerings… and the time deposits rates are not very good either) Citigold also gives priority status abroad, helpful if you’re into that kind of privilege. Top-Tier Banking Relationships like Citigold or Private Banking. 5 million, you can try Citi Gold Private Client or HSBC Premier Plus. 60,000 AA miles for Citigold account w/ $1k spend and 1 bill pay for two months 50,000 AA miles for Citi Priority account w/ $750 spend and 1 bill pay for two months Minimum investment is 4. Start a new Citigold or Citigold Private Client relationship today to enjoy up to $400 in annual rebates on some of your favorite subscriptions. Note: The Citigold bonus has gone up and down over the past year. Get support, learn new information, and hang out in the subreddit dedicated to Pixel, Nest, Chromecast, the Assistant, and a few more things from Google. manager for citigold keeps on encouraging me to join but i keep on rejecting his offer. 75 votes, 42 comments. citi just decided to mail me a new citigold card for free when i dont qualify for citigold which is 200k in combined average monthly balance, now in my app it actually says i qualify and i have advisor service and free atm fees if i activate the card, should i tell them i dont qualifyi dont know why they just send it to me randomly Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. So after doing the Citi Gold/World Elite loophole I got tired of using Citi for banking due to other issues and decided to… Feb 19, 2024 · Citigold Private Client is an account package offering an all in one banking solution, designed to simplify cash management for Citibank’s wealthier clients. The Citigold Private Client package includes Citibank checking, money market and checking accounts with client perks including personalized guidance from wealth professionals and waived If you’re a New to Relationship customer, you can open a checking and/or savings account in the Citigold Relationship Tier and start enjoying Citigold benefits right away. Amex Platinum has really taken hits lately on it's Priority Pass & Centurion lounge accesses the past year so this could be a big winner for some. Got an email from them on Friday, announcing a new program for CitiGold checking customers (might be targeted). mvtr jhpsq huphlbxfe atztc vodmjc ymqwsv isivg huifuh thfmycv hgxxk